A New Era
A new era has begun in the world of health insurance for small businesses. On November 17, 2010, the South Carolina Health Cooperative was introduced as the state's first licensed health insurance cooperative. The Cooperative is a nonprofit company focused on the health insurance needs of small businesses and their employees. As a health insurance advocate, the Cooperative's action-based mission is to work with providers to find the best plans for the best prices. Founded on the principle that everyone deserves the peace of mind that high quality health care insurance can provide, the Cooperative offers a new approach to health care that empowers companies and individual policy holders.
Crosby Insurance Group has been selected as the official agency for the Lowcountry region of South Carolina. As the representative agency for this region, Crosby Insurance Group will be helping area small businesses, those with two to 50 employees, enroll into the co-op. Applications for membership are currently being accepted in order to offer health insurance rate relief and a long-term health insurance solution for many South Carolina businesses.
For more information or to apply on the South Carolina Health Cooperative, please visit www.schealthco-op.com.
>> South Carolina Health Cooperative Brochure (PDF)
Application Process
Please download and complete the following forms:
Applicants may return these forms in the the following ways:
- By Mail:
Crosby Insurance Group
Attn: SC Health Cooperative
802 Coleman Boulevard, Suite 204
Mount Pleasant, SC 29464
Quick Facts
- SC Bill 588, allowing the formation of small group health insurance cooperatives, was passed and signed in 2008.
- The Cooperative is the first health cooperative in SC and one of only a few nationwide.
- By law, any small business with two to 50 employees is eligible.
- A cooperative differs from an association because in that individual companies form a pool instead of being rated individually.
- Lower insurance costs mean more working capital for businesses to reinvest in job creation and growth.
- CEO, Cooper Littlejohn, age 20, is one of the youngest health insurance executives in the nation.
- According to the US Small Business Adminstration website, SC has more than 80,000 small businesses (with 500 or fewer employees), employing more than 700,000 to one million people.
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